Nobody likes to spend more money, but the truth is that anything can happen when traveling. It’s a good idea to be protected just in case.
Below are some of the most common ways vacations can get sidetracked and how travel insurance can help. Trip delays, interruptions or even cancellations can cause unexpected headaches and expenses, but travel insurance can help make sure you are protected from any adjustments you need to make to overcome these situations. Some plans include cancellation benefits and if you have a covered reason, you can be reimbursed for prepaid nonrefundable expenses — like a covered medical emergency or loss of employment. Allianz Partners, a world leader in travel insurance and assistance services and AAA partner of over 30 years, offers many reasons to protect yourself and your family with travel insurance — helping travelers every year through unanticipated travel delays, bad weather, lost luggage and medical emergencies in foreign countries.
Here are nine reasons why experienced travelers choose Allianz Travel Insurance through AAA:*
1. Life is unpredictable.
Some trips need to be cancelled. With travel insurance, you don’t necessarily have to pay for a trip you are unable to take. Instead, enjoy more confidence knowing you’re a step ahead of unpredictable situations before and during your trip.
2. Don’t let sickness stop you.
From falls to food poisoning, illnesses and injuries can happen anywhere. It’s less scary to be sick or hurt with travel insurance to help you through these troubles with financial benefits and expert assistance services.
3. Your health insurance has its limits.
When you travel outside the U.S., you may be leaving your health insurance at home. Many U.S. plans (including Medicare and Medicaid) don’t cover international travel. Why risk it when a medical evacuation can cost $50,000+?
4. Forgot your medication?
Lost or forgotten medication can set off an alarm when you’re far from home. Let travel assistance help you locate a pharmacy to purchase a replacement. It’s always nerve-wracking when something goes wrong. But when you’re in a foreign country, you don’t want to face any kind of crisis alone.
5. Lost luggage can leave you in a lurch.
Allianz Travel Insurance provides benefits that can help you replace needed items if your bags are delayed, damaged or stolen while you’re traveling. With reimbursement for your trip essentials, you can still suit up for wherever your journey takes you next.
6. The plan crumbles.
If a travel supplier ceases operations, you may not get a refund for the money you fronted for a cruise, flight or tour. Allianz Travel Insurance offers protection in case of covered travel supplier default, so you’re less likely to pay for an experience that’s no longer possible.
7. Unexpected travel hiccups...
Flight delays can add up. Beyond being annoying, prolonged delays can cause you to accrue expenses while you wait—or worse, miss a connection. With travel insurance, a covered travel delay can mean reimbursement for rebooking fees, meals and accommodations.
8. Your credit card may not cover you.
Some travelers opt out of travel insurance, thinking credit card coverage would suffice in a crunch. Truth is, even if you have this free coverage benefit, it won’t likely be as extensive as a separate travel insurance plan.
9. Tap into smart travel tools.
Allianz Partners’ TravelSmart mobile app has recently been updated and rebranded as the Allyz® TravelSmart Mobile App. The Allyz® TravelSmart app has the same great functionality with a new look and FAQ section.
Note, there is no change to the Allianz in-app assistance services embedded in AAA Mobile.
Plan Your Next Trip With AAA
Join the over a million people who are AAA members and start planning your dream vacation today. Dream up the perfect trip with our Trip Canvas research tool and use your membership to get the best discounts on hotels, rental cars and entertainment tickets.
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*Terms, Conditions, and exclusions apply to all plans. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance (AGA) or its affiliates. AGA compensates their suppliers or agencies for allowing AGA to market or offer products to customers of the supplier or agency Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company.Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.