Driving in an unfamiliar vehicle on unfamiliar roads can add stress to your travels when you’re unsure about what might happen if you get into an accident with a rental car. Would you need to pay a deductible—taking a bite out of your travel budget? Could your auto insurance rate increase? Could there be extra charges from the rental company? These aren’t things you want to be pondering en route to destinations you’ve been dreaming about. Luckily, AAA offers Rental Car Damage Protector benefits through travel insurance partner Allianz Global Assistance—which can help you worry less about all of this, and more.
Route around auto insurer tolls with primary benefits for rental car damage or theft
Most of us dread using our auto insurance after an accident for two main reasons: it usually means paying a deductible and can often increase future premiums. But, with primary benefits, you can file a claim directly to Allianz Global Assistance, without having to go through your auto insurance company.
Avoid colliding with Loss of Use charges
Sometimes, when a rental car is decommissioned during repairs, the rental company will charge extra Loss of Use fees for the time the car is unavailable to be rented to customers—resulting in losses to the company. Rental Car Protector benefits offer protection for these types of fees, as well.
Smooth out other possible bumps in the road
Allianz Travel Insurance from AAA also includes Trip Interruption benefits that can reimburse you if you prepay nonrefundable car rental fees and other travel expenses, but miss part of your trip due to a covered traffic accident or other covered reason. Plus, baggage benefits can reimburse you if your luggage is stolen from a locked rental car or damaged in a rental car accident. You can also access expert services through Allianz Global Assistance’s 24-hour hotline—for help solving medical and other travel-related problems.
So, next time you’re booking a rental car, you can speed past the online or counter upsell and still cruise through your trip with more peace of mind. Just be sure to ask your AAA Travel Advisor for a trip protection quote at your local AAA branch or visit AAA.com/TravelInsurance.
Terms, conditions, and exclusions apply. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance (AGA) or its affiliates. AGA compensates their suppliers or agencies for allowing AGA to market or offer products to customers of the supplier or agency Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.