As a AAA member, you understand the importance of being prepared for the unexpected. That’s why AAA offers Allianz Travel Insurance to help you secure your investments, belongings and yourself with plans that feature exclusive AAA benefits. That means whatever your vacation looks like, you can make the most of it with greater reassurance. Read on for five ways that Allianz Travel Insurance can secure peace of mind the next time you travel.
1. Worry less about nonrefundable trip investments
For some of us, the term “nonrefundable” can cause hesitation or concern. The “what-ifs” that have the potential to derail our plans can seem infinite. What if something like a hurricane causes a change in plans? Or what if there’s a family emergency back home while you’re away?
Luckily, putting your concerns to rest over many of these hypotheticals can be simple. Allianz Travel Insurance plans offered by AAA offer a broad range of covered reasons for trip cancellation and interruption to reimburse your prepaid, nonrefundable vacation expenses, so you can spend your vacation (and the weeks leading up to it), with your mind at ease.
2. Know you’re protected with emergency benefits
Plenty of travelers often forget that U.S. government medical plans and many personal health insurance plans don’t work outside their country. The U.S. State Department even cautions you in your passport to look into this before leaving the country. A trip protection plan provides important coverage benefits for emergency medical/dental and emergency medical transportation, plus services to help ensure you get the care you need away from home. You can also access Allianz's travel insurance partner’s network of pre-screened medical providers to help ensure the quality of your care.
3. Benefits can help make unexpected travel delays easier
If, for example, inclement weather keeps your flight from boarding on time, then it could be even more disappointing to have to pay extra for meals, lodging and transportation that were never part of your plans.
Fortunately, with benefits for covered travel delays, you can get reimbursed for additional qualifying trip costs if this happens. Plus, with plans including SmartBenefitsSM*, you can automatically receive a fixed payment for each person named on your plan whenever a qualifying delay is tracked—without ever having to submit a claim.
4. Relax knowing you have 24/7 access to professional, multilingual assistance
Whenever an issue arises away from home, it can be all the more challenging to work through it if you’re not completely familiar with local emergency facilities and other nearby services.
Let’s say you lose your passport. One call to your assistance team can help you reach local authorities and the nearest U.S. government office, so you can report the loss and replace your passport as quickly as possible. If you have a medical emergency while traveling, access to these services can help save you or your travel companions critical minutes by locating your nearest appropriate facility and making any necessary transportation arrangements to get there.
5. Epidemic-related covered reasons are now included
Now you can worry less about what would happen if you came down with COVID-19 before
or during your trip. For example, depending on your plan, benefits for trip cancellation, trip interruption or emergency medical care and transportation could apply if you become ill. Ask your travel advisor and be sure to read your plan details for more information.
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Terms, conditions, and exclusions apply. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance (AGA) or its affiliates. AGA compensates their suppliers or agencies for allowing AGA to market or offer products to customers of the supplier or agency Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.
*When you opt in and provide flight information, we’ll monitor flights and send flight status and benefit alerts, including about flight delays that qualify for automated travel delay payment. Standard message/data rates apply to SMS alerts. SmartBenefitsSM automated claims system and payment availability is not guaranteed and is subject to our sole discretion. All claims subject to policy terms, conditions, and exclusions.